Insurance

Companies we are In-Network with:

  • Blue Cross Blue Shield

  • Harvard Pilgrim Health Care (Point32)

  • Tufts Commercial (NOT Tufts Health Direct)

  • Optum

    This includes:

    • MGH Brigham Optum/Allways for MGH Brigham employees

    • Commercial Allways plans

    • Health Plans, Inc.

    • United Behavioral Health

 If you have one of those plans, you would only be responsible for your co-pays and deductible.

 

Companies we are Out of Network with, but whose PPO or POS plans will pay a percentage of the cost:

  • Aetna

  • Cigna

To find out how much your plan will cover, check your plan's "outpatient mental health" benefits.

 

If you have an HMO plan from any company other than Blue Cross Blue Shield, we regret that our services will not be covered and you would need to pay directly. We cannot take HMO plans from:

  • Cigna

  • Aetna

 

We regret that we are also not MassHealth or Medicare providers.

 

If you do not have BCBS, Allways, and you are not sure if your insurance would cover us, you can check your coverage by asking your insurance company the following questions:

  • Do I have "out-of-network" outpatient mental health benefits.

  • What is my deductible and has it been met?

  • How many sessions per year does my health insurance cover?

  • What is the covered amount per therapy session?

  • Is approval required from my primary care physician?

 

 

Additional Information

 

FEES

If you are not using insurance, these are the costs of sessions:

Individual therapy: $225 per session

Couples therapy: $250 per session

Family therapy: $250 per session

Psychopharmacology Initial Consultation: $375

Medication management follow-up: $225

Good faith estimate

Under Section 2799B-6 of the Public Health Service Act, health care providers are required to inform individuals who are not enrolled in a medical plan or who do not have coverage or are not eligible for a Federal health care program, or who are not seeking to file a claim with their plan or coverage, both orally and in writing, upon their request or at the time of scheduling health care services, to receive a “Good Faith Estimate” of expected charges.

Under the law, health care providers need to give clients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services.

  • Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

  • Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your rights to a Good Faith Estimate, visit www.cms.gov/nosurprises

PAYMENT

Cash, check and all major credit cards accepted for payment. Payment is due at the time of your session.

cancellation policy

24 hours notice is required for cancellations. If you cancel within 24 hours or do not show up for your scheduled therapy appointment, you will be required to pay the full cost of the session.

BILLING INQUIRIES

If you have any questions about billing, please contact our billing director Janette directly at billingdirector@kendallpsychassociates.com.